Chapter 7 Bankruptcy

Knowledgeable Chapter 7 Bankruptcy Attorney Protecting Hartford Residents

The Chapter 7 bankruptcy litigation process usually moves more quickly than that associated with Chapter 13 bankruptcy. In most cases, you can expect the Chapter 7 bankruptcy process to take somewhere between three to six months to complete. With a successful Chapter 7 bankruptcy, you’ll be debt-free (aside from house payments, car payments, student loans, various taxes, and child support balances). You may even be able to keep your property after filing for Chapter 7, although it’s recommended that you work with an experienced bankruptcy attorney to discuss your specific case.

The Chapter 7 Process

If you decide to file for Chapter 7 bankruptcy relief, the state of Connecticut will require that you hand over all nonexempt property to a trustee. This trustee will then sell the property and use the proceeds to pay off your creditors. After your court-filing fees are paid, a Connecticut bankruptcy judge will then discharge all eligible debts, concluding the process.

Eligibility Requirements

Chapter 7 eligibility depends on several factors, such as whether you have engaged in any fraudulent activities involving your bankruptcy petition, refused any court orders related to your bankruptcy, or refused to answer questions in court concerning your bankruptcy case. You may also be ineligible for Chapter 7 bankruptcy relief if you failed the means test required before filing. No matter what the specifics of your situation may be, I’m here to help you understand your options and ensure that you receive the support you need in order to build a better future.